Gifts that Give Back

Charitable Gift Annuity

Charitable gift annuity (CGA) is a contract between you and either Lighthouse International or Jewish Guild for the Blind, affiliated organizations of Lighthouse Guild. You make an irrevocable gift of cash, securities, or other property to Lighthouse Guild. In exchange, Lighthouse International or Jewish Guild for the Blind pays you a fixed amount each year for the rest of your life. The lifetime annuity rate is determined by the age(s) of the named annuitant(s) at the time payments begin. When your gift annuity ends, its remaining principal passes to Lighthouse International or Jewish Guild for the Blind.

Additional benefits of a charitable gift annuity

  • A portion of annuity payments are tax free
  • You receive an immediate income tax deduction
  • Capital gains taxes are deferred

Our current annuity rates

Age of Annuitant Payout Rate
90 9.5%
85 8.3%
80 7.3%
75 6.2%
70 5.6%
65 5.1%
60 4.7%
55 4.3%

Special rates apply for two-life annuities
The minimum gift to establish a charitable gift annuity is $5,000
An annuitant must be at least 55 years old when payments begin